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Last year I quit my school administrator job, and my husband and I started living off his one income. We weren’t sure how to save money with this big change, but we were determined to make it work. Here are the ten main ways that we have learned how to save money when you’re living on one income.
1. We cut cable.
Actually, we had already been living without cable for over a year, so this wasn’t anything new to us. For awhile we had Netflix, which we enjoyed. Then we did the math and realized that Amazon Prime would be cheaper. It actually costs less each year, and you get two free day shipping on thousands of items. Seeing as we live in a very rural area, we buy a lot online. So this was a great switch for us!
2. We paid off our student loans.
3. We drive older, paid for vehicles.
4. We make our own laundry detergent.
5. We stay healthy.
6. We meal plan.
7. We go without or buy used.
8. We got cheaper cell phone plans.
9. We don’t eat out.
10. We save on gas.
11. We shop sales.
12. We ask family for things.
Those are the twelve main ways on how to save money when you’re living on one income. We don’t do perfectly at all of the, and we know we have a LOT of room for improvement! However, this is what is working for us in our current situation.